Welcome to HealthCoin Lifestyle (HCL). By accessing or using our mobile application, website, wearable integrations, wallet services, and any other products or services we offer (collectively, the “Services”), you agree to be bound by the following Terms and Conditions (“Terms”).

Please read them carefully before using HCL.

1. Acceptance of Terms

By accessing or using our Services, you:

• Confirm you are at least 13 years old
• Agree to comply with these Terms and our Privacy Policy
• Consent to the use of your data as outlined in the Privacy Policy
• If you do not agree, please do not use our Services.

2. Use of the Services
HCL provides tools and platforms for:

• Tracking wellness activities (steps, sleep, workouts, etc.)
• Earning and redeeming $HC tokens via Exercise-to-Earn
• Accessing personalized AI health plans
• Shopping in the HC Marketplace

Interacting in a gamified health economy via our Stakeholder Network You agree to:

• Use the Services only for lawful and personal health-related purposes
• Not attempt to manipulate or game the system to earn unqualified rewards
• Keep your login credentials and wallet information secure

3. Token Rewards and Blockchain Use
a. Exercise-to-Earn

$HC token earnings depend on your activity levels and may vary Rewards are dynamic and can be boosted through staking

b. Blockchain Transactions

All $HC token transactions occur on the Solana blockchain and are irreversible You are responsible for your wallet’s security and transaction accuracy HCL does not guarantee the future value or liquidity of $HC tokens.

4. Account Termination

We reserve the right to suspend or terminate your account if:

• You breach these Terms
• You misuse or manipulate the reward system
• You may delete your account at any time by contacting us at [Insert Email Address].

5. Intellectual Property

All content and materials provided by HCL (logos, app design, text, images, software) are the property of HealthCoin Lifestyle and protected by copyright and intellectual property laws.

You may not copy, modify, distribute, or exploit any part of the Services without our written permission.

6. Third-Party Services and Integrations

HCL integrates with third-party platforms such as wearables, Solana blockchain, and merchant providers. We are not responsible for:

External websites, content, or services

Accuracy or availability of third-party features

Security issues arising from third-party platforms

7. Limitation of Liability

To the maximum extent permitted by law:

HCL is not liable for any indirect, incidental, or consequential damages arising from your use of our Services

We do not provide medical or professional health advice; always consult a qualified provider for medical concerns
Use the Services at your own risk.

8. Modifications to the Terms

We may update these Terms at any time. Continued use of the Services after updates constitutes your acceptance of the new Terms.

9. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of [Insert Governing Jurisdiction], without regard to its conflict of law provisions.

10. Contact Us

If you have any questions or concerns, contact us at:

HealthCoin Lifestyle Support Email: support@healthcoinlifestyle.com Website: healthcoinlifestyle.com